From time to time, our panel lenders run specials on their home loan products. We will bring them to you together in one place through this page.
Below are some of the specials currently on offer from different lenders:
NATIONAL AUSTRALIA BANK (NAB)
Until 31 December 2016, take out a home loan and make this your main bank, you could be eligible for either one of the following exciting offers.
- 250,000 Velocity Frequent Flyer Points; or
- $1,500 cash back
As an example of where 250,000 Velocity Rewards points can take you, they can be redeemed for 2 return flights to New York (plus applicable taxes and fees)! That’s 250,000 reasons to speak to us today!
Combine the above offers with the following discounted interest rates:
3.99% p.a. for Owner Occupied, Principal and Interest loans
4.09% p.a for Owner Occupied, Interest Only loans
4.14% p.a for Investment, Principal and Interest loans
4.24% p.a for Investment, Interest Only loans
* Offer is available for new variable rate loan applications with <=80% LVR and aggregated lending >=$250 to 750k
** Not available for refinance by existing customers of the lender
*** Must apply by 31 December 2016 and settle by 31 March 2017
5 Year Fixed Rate Home & Investment Loans (on Premier Advantage Package**):
Owner Occupied- 3.85% pa (comparison rate 4.75% pa)
Investment- 3.99% pa (comparison rate 4.95% pa)
Flexi First Home and Investment Loan ‘3 year introductory rate’ Offer:
Principal & Interest – 3.89% pa Reverts to 4.29% pa (comparison rate 4.19% pa)
Interest only – 3.93% pa Reverts to 4.33% pa (comparison rate 4.23% pa)
Principal & Interest – 4.09% pa Reverts to 4.49% pa (comparison rate 4.39% pa)
Interest only – 4.13% pa Reverts to 4.53% pa (comparison rate 4.43% pa)
• Includes waiver of $600 establishment fee (save $600 for new Flexi First Option Home and Investment Loans
• Discounted ‘revert rate’ will be applied to the already low Flexi First rate for the life of the loan)
MEMBERS EQUITY BANK (ME BANK)
Flirt with ME this spring
Flexible Home Loan 2 and 3 Year fixed rates for owner occupier:
2- year fixed rate 3.99% pa (comparison rate 4.72% pa)
3- year fixed rate 3.79% pa (comparison rate 4.62% pa)
Hurry! This offer won’t last long. So Contact us today!
Have it the PLATINUM way!
Ezy Platinum Owner Occupied Home Loan – 3.54% pa variable & comparison rate
- No Application fee
- No valuation Fee
- No Settlement Fee
- No Legal Fee
- No Ongoing Fee
* Up to $5,000,000 Minimum Loan amount $750,000 (Loans above $500,000 available by exception)
For more information on this and other great products, please contact us today on 0401 132 810 !
BANK OF QUEENSLAND (BOQ)
Fixed Rate Campaign Specials
Clear path Discount Rate
For Clear Path Loans that meet the below criteria the following rates will apply;
Owner Occupied- 4.14% pa
Investment- 4.29% pa
- New to bank lending for $500,000 or more
- LVR 80% or lower if no LMI held
- LVR 90% or less if LMI held
- Not available for SMSF, or refinance or restructure of existing BOQ lending
- Only available for loans submitted from the 31st August 2016
3 Year Fixed Discount Rate of 3.99% pa
For both Packaged and non-packaged (different comparison rates apply owner occupied & investment loans)
Owner Occupied $150k+ 3.59% pa
Investment $150k+ 3.79% pa
*New to bank lending only, not available for refinance/restructure of existing BOQ lending or construction Home Loans, LVR up to 80%
You can feel right at home with up to 90 days free building cover from Allianz
Buying a property is one of the biggest investments most people will ever make, which makes it even more important that such a significant asset is protected. That’s why both Allianz Home and Landlord Insurance automatically come with free buildings cover for up to 90 days during the settlement period. Buyers often assume that the vendor in the transaction has adequate insurance; unfortunately, that’s not always the case. Allianz’s unique 90 days free building cover offers you peace of mind, knowing that if an insured event occurs prior to settlement you will be protected.
When you purchase a 12 month Allianz home or landlord insurance policy, you get up to 90 days building cover during their settlement period for free.*
*Eligibility criteria & conditions apply
Allianz Emergency Home Assistance
From 5 October until 27th November all property owners taking out a new Allianz Home, Building, Contents or Landlord policy will get access to 12 months’ Emergency Home Assistance (EHA) at no additional cost.
With Emergency Home Assist (EHA), you can call for help with certain common home emergencies, and get connected to a nearby tradesperson. You will also receive up to $250 towards each of your first two call-outs.
Assistance is provided for the following home emergencies:
- Locked out of the house
- Blocked toilet, drain or pipes
- Burst tap or showerhead
- Burst pipe
- Broken or burst hot water system
- Damaged roof causing an internal leak
- Broken or damaged heating/cooling system
- Blackout or power failure
- Broken external door or window
- Gas leak
Plus, you will also receive 12 months insurance cover for the price of 11!*
*Subject to eligibility criteria
Contact Us today to organise a quote for you before these offers expire!
Loan Protection Plan (ALI Group)
- 83% Australians have comprehensive car insurance1
- 77% Australians have home and contents insurance2
- Yet only 4% Australian families with dependent children have the recommended amount of life cover3
Relying on insurance cover in superannuation? Think twice…
Superannuation funds in Australia typically offer Death, Total and Permanent Disablement (TPD) and Income Protection (IP) insurance to their members and the default level of cover is designed to provide a basic level of cover.
Life cover in superannuation is only 30% of the recommended level for an average young family
Critical Illness cover (Living Benefit) is usually not available through superannuation4
Take out a ‘Loan Protection Plan’ today with ALI Group and receive 30 days FREE cover with a host of benefits:
1 AAMI Fact Sheet, Shopping for Car Insurance, September 2008
2 Australian Trade Commission Report, Insurance in Australia, 2009
3 IFSA, A Nation Exposed, Closing the Protection Gap, 20051 General Insurance Code of Practice – Overview of the Year 2009 – 2010
4 Rice Warner. Underinsurance in Australia (2015)
Death and Terminal Illness: Pays a benefit to you or your estate based on the loan amount rounded to the next $10,000 (min. $50,000 and max. $750,000)
Critical Illness: Covers 11 serious medical conditions. Equal to 30% of the Death and Terminal Illness benefit.
Involuntary Unemployment: Pays a maximum of three monthly benefits at the rate of 1% of the Death Benefit per month (max. $2,500 per month)
Contact Us today for a quote that is most appropriate to your life circumstances.